Being a responsible pet owner means visiting your veterinarian on a regular basis for your pet’s routine checkups and vaccinations. This is expensive enough for one pet, but today most families have two or more pets in their home and the costs are rising for these routine vet visits. It’s difficult for people to adopt unwanted pets from the animal rescue groups and pet adoption centers because adding to their menagerie of pets is getting too costly. Pet insurance in Canada has started to boom for these exact reasons. A routine visit is one thing for Fido, but when an emergency arises, the treatment could cost upwards to $4,000.00. Having pet insurance in Canada can greatly reduce this cost for the pet owner.
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The Plans
Since Canada’s pet insurance companies are committed to promoting responsible pet ownership, they have designed policies that have reasonable deductibles. After all they are only animals. But when faced with a life or death sentence on your pet and facing a $4,000.00 charge, there is really no alternative, but to put your pet down. But knowing that you can receive help with the financial end of the treatment, and you only have to pay a deductible of less than $100.00 up front, then your pet’s chances at a longer life span has suddenly developed. This has only been possible through Canada’s pet insurance companies. The Canadian pet insurance societies have studied very diligently how they can assist the pet owner in their pet’s healthcare. They have come up with insurance that is very similar to human medical insurance. And rightly so, after all, our pets are members of our family.
Some of Canada’s pet insurance program policies pay 100% of the payable claim after the fixed deductible up to the policy limit. On some of the plans, you are responsible for 20% of the claims after your pet’s 8th birthday. In designer breeds, it is the 6th birthday. Most have a fixed deductible of $50.00, once per accident or once per illness happens. This deductible will remain constant and does not increase with the age of the pet. There are no maximum annual or lifetime benefit restrictions with the pet insurance in Canada. It’s safe to say that the pet insurance in Canada is extremely similar to the human insurance only the deductibles are a lot less. In turn, it all works out for the king of the household. He gets his routine vet examination and shots and, therefore, he is healthier. Then mom and dad can go out to the adoption center and bring home a playmate. And the money you saved in the health of one pet has just been invested in another and you have saved another life.