Everyone who has a pet will know about pet health insurance. However, very few know about pet life insurance. In fact most people think it is one and the same but called differently for – maybe – promotion issues.
[widget id=”ad_unit-2″]Ad Widget: 468x60Banner-Insurance[/widget]What Does The Pet Health Insurance Offer You?
The health insurance normally covers all the expenses incurred for health check ups and treatment of your pet when it is sick or injured – up to 80 percent of the total. This would include diagnostic tests, hospitalization expenses (if any), vet’s fees, medication, surgery costs, ICU and so on. In other words, the health insurance provides reimbursement of about 80% of all expenses sustained on health grounds.
What Does The Pet Life Insurance Offer You?
The pet life insurance would reimburse you the cost of your pet in the event of its death. A few conditions apply, however, in most cases you would be offered the market price, which your pet would have commanded when it died. Though this sounds cruel and unfeeling, this sum often would provide the means to immediately replace the dead animal. This can often be a great relief – if children are involved as they pine for the departed pet and parents are normally uneasy to discuss death with children of very young age.
The pet life insurance also offers coverage even when the pet is euthanized due to terminal illness or major injury. This would cover the cost of the vet, medication and even funeral service costs.
Why Is Pet Insurance Important?
When you get a pet at home, it makes a place not only in your house but also in your heart and though you know that their life is much shorter than yours, you would experience tremendous grief when they are sick or they die. The pet health insurance, the pet life insurance and other types of pet insurance help you take care of them without worrying about money. These policies give you the freedom of choosing the best medical help available and thereby giving the pet the best chance to make it.
The best part is that it gives you total peace of mind. When you know your pet is covered by insurance, you know you have done your best possible to protect them from all harm; you know that you are showing how much you care for them, though this is quite a small way to repay your pets for the unconditional love they shower on you every day of their lives.